@charset "utf-8";
/* =============================================================================
   HANPASS FINANCIAL — 투자 가이드 전용 스타일
   출처: new-design/project/한패스파이낸셜_투자가이드 (1).html 의 인라인 <style>
         (om-style-2) 를 그대로 옮긴 것. 셀렉터는 .hpf-g2-* / .hpf-lt-* 로
         모두 이 페이지 전용 네임스페이스다.

   원본에서 제외한 것
     - .hpf-gnb__ext (외부링크 아이콘)     : 공통 헤더를 그대로 쓰므로 불필요
     - body[data-page="home"] .hpf-hero__bg : 메인 페이지 규칙
     - .hpf-guide-* (v1 가이드)             : 원본에도 "이제 미사용" 으로 표기됨
   base64 로 인라인돼 있던 이미지 19장은 /resources/image/hpf/guide/ 로 분리했다.

   토큰(--n-900, --c-accent, --r-pill 등)은 hpf.css 에 정의돼 있으므로
   반드시 hpf.css 다음에 로드해야 한다.
   ============================================================================= */

  }

  /* =============== 투자 가이드 v2 (hifunding 레퍼런스 기반) =============== */
  /* Section common */
  .hpf-g2-section{padding:96px 0;position:relative;overflow:hidden}
  @media (min-width:992px){ .hpf-g2-section{padding:120px 0} }
  .hpf-g2-section--tint{background:var(--n-050)}
  .hpf-g2-section--dark{background:linear-gradient(180deg,#0B1E48 0%,#132A5C 100%);color:#fff}
  .hpf-g2-eyebrow{
    display:inline-block;font-size:13px;font-weight:800;color:var(--c-accent);
    letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px;
    padding:6px 14px;background:var(--hpf-gold-050);border-radius:var(--r-pill);
  }
  .hpf-g2-section--dark .hpf-g2-eyebrow{background:rgba(184,154,78,.12);color:#F5D782}
  .hpf-g2-title{font-size:32px;font-weight:900;line-height:1.25;letter-spacing:-.035em;color:var(--n-900);margin-bottom:16px}
  .hpf-g2-section--dark .hpf-g2-title{color:#fff}
  .hpf-g2-title em{font-style:normal;background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 50%,#F5D782 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
  .hpf-g2-sub{font-size:16px;line-height:1.7;color:var(--n-600);max-width:640px}
  .hpf-g2-section--dark .hpf-g2-sub{color:rgba(255,255,255,.75)}
  .hpf-g2-head{margin-bottom:56px}
  .hpf-g2-head--center{text-align:center;max-width:720px;margin-left:auto;margin-right:auto}
  .hpf-g2-head--center .hpf-g2-sub{margin-left:auto;margin-right:auto}
  @media (min-width:640px){ .hpf-g2-title{font-size:38px} }
  @media (min-width:992px){ .hpf-g2-title{font-size:44px} }

  /* Hero */
  .hpf-g2-hero{
    position:relative;padding:calc(var(--header-h) + 80px) 0 120px;
    background:linear-gradient(180deg,#0B1E48 0%,#132A5C 55%,#1E3A7B 100%);
    color:#fff;overflow:hidden;
  }
  .hpf-g2-hero__bg{
    position:absolute;inset:0;
    background-image:url('/resources/image/hpf/guide/g-02.png');
    background-size:cover;background-position:center;
    opacity:.62;pointer-events:none;
    filter:saturate(1.05);
  }
  .hpf-g2-hero__bg::after{
    content:'';position:absolute;inset:0;
    background:radial-gradient(600px 320px at 50% 0%,transparent 0%,rgba(11,30,72,.35) 55%,rgba(11,30,72,.85) 100%);
  }
  /* Floating gold particles animation */
  @keyframes hpf-float-a {0%,100%{transform:translate(0,0)}50%{transform:translate(20px,-15px)}}
  @keyframes hpf-float-b {0%,100%{transform:translate(0,0)}50%{transform:translate(-15px,-25px)}}
  @keyframes hpf-float-c {0%,100%{transform:translate(0,0)}50%{transform:translate(10px,-20px)}}
  .hpf-g2-hero__particles{position:absolute;inset:0;pointer-events:none;z-index:1}
  .hpf-g2-hero__particles i{position:absolute;background:radial-gradient(circle,#F5D782,transparent 70%);border-radius:50%;opacity:.55}
  .hpf-g2-hero__particles i:nth-child(1){width:6px;height:6px;top:20%;left:8%;animation:hpf-float-a 6s ease-in-out infinite}
  .hpf-g2-hero__particles i:nth-child(2){width:4px;height:4px;top:65%;left:15%;animation:hpf-float-b 8s ease-in-out infinite}
  .hpf-g2-hero__particles i:nth-child(3){width:8px;height:8px;top:35%;left:88%;animation:hpf-float-c 7s ease-in-out infinite}
  .hpf-g2-hero__particles i:nth-child(4){width:5px;height:5px;top:70%;left:82%;animation:hpf-float-a 9s ease-in-out infinite;animation-delay:2s}
  .hpf-g2-hero__particles i:nth-child(5){width:3px;height:3px;top:15%;left:55%;animation:hpf-float-b 10s ease-in-out infinite;animation-delay:1s}
  .hpf-g2-hero__particles i:nth-child(6){width:7px;height:7px;top:50%;left:5%;animation:hpf-float-c 8s ease-in-out infinite;animation-delay:3s}
  /* Hero 상품 특징 - 아이콘+텍스트 pills (IR 수치 대신 서비스 특성) */
  .hpf-g2-hero__stats{
    display:grid;grid-template-columns:1fr 1fr;gap:12px;
    margin-top:40px;position:relative;z-index:2;
    max-width:720px;margin-left:auto;margin-right:auto;
  }
  @media (min-width:768px){.hpf-g2-hero__stats{grid-template-columns:repeat(4,1fr)}}
  .hpf-g2-hero__stat{
    display:flex;align-items:center;gap:12px;padding:14px 18px;
    background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);
    border-radius:var(--r-lg);
    backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
    transition:all .3s var(--ease);text-align:left;
  }
  .hpf-g2-hero__stat:hover{background:rgba(255,255,255,.09);transform:translateY(-2px);border-color:rgba(245,215,130,.28)}
  .hpf-g2-hero__stat-icon{
    width:34px;height:34px;flex-shrink:0;
    display:flex;align-items:center;justify-content:center;
    background:rgba(184,154,78,.14);border-radius:10px;
  }
  .hpf-g2-hero__stat-icon svg{width:18px;height:18px}
  .hpf-g2-hero__stat-label{font-size:12px;font-weight:600;color:rgba(255,255,255,.78);letter-spacing:-.01em;line-height:1.45}
  .hpf-g2-hero__stat-label strong{display:inline-block}
  .hpf-g2-hero::after{
    content:'';position:absolute;inset:0;
    background:radial-gradient(1000px 500px at 50% 0%,rgba(184,154,78,.16),transparent 60%),linear-gradient(180deg,rgba(11,30,72,.4) 0%,rgba(11,30,72,.7) 100%);
    pointer-events:none;
  }
  .hpf-g2-hero .hpf-container{position:relative;z-index:1}
  .hpf-g2-hero__badge{
    display:inline-flex;align-items:center;gap:8px;padding:8px 16px;
    background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);
    backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);
    border-radius:var(--r-pill);font-size:13px;font-weight:700;
    color:rgba(255,255,255,.92);margin-bottom:32px;letter-spacing:.02em;
  }
  .hpf-g2-hero__title{
    font-size:44px;line-height:1.1;letter-spacing:-.045em;color:#fff;font-weight:900;
    margin-bottom:24px;text-shadow:0 2px 24px rgba(0,0,0,.25);
  }
  .hpf-g2-hero__title em{font-style:normal;background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 50%,#F5D782 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
  .hpf-g2-hero__sub{font-size:17px;color:rgba(255,255,255,.78);line-height:1.7;max-width:560px}
  @media (min-width:640px){ .hpf-g2-hero__title{font-size:56px} }
  @media (min-width:992px){ .hpf-g2-hero__title{font-size:68px} }
  .hpf-g2-hero__grid{display:grid;grid-template-columns:1fr;gap:56px;align-items:center;margin-top:56px}
  @media (min-width:992px){ .hpf-g2-hero__grid{grid-template-columns:1.1fr 1fr;gap:80px} }

  /* Hero 3-role infographic */
  .hpf-g2-triad{position:relative;display:grid;grid-template-columns:1fr;gap:14px;padding:32px 24px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.10);border-radius:var(--r-xl);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
  @media (min-width:640px){ .hpf-g2-triad{padding:44px 32px} }
  .hpf-g2-triad__role{padding:20px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.10);border-radius:var(--r-lg);display:grid;grid-template-columns:56px 1fr;gap:16px;align-items:center;transition:background-color .2s var(--ease)}
  .hpf-g2-triad__role:hover{background:rgba(255,255,255,.10)}
  .hpf-g2-triad__icon{width:56px;height:56px;border-radius:16px;background:rgba(184,154,78,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0}
  .hpf-g2-triad__icon svg{width:28px;height:28px;color:#F5D782}
  .hpf-g2-triad__role--platform .hpf-g2-triad__icon{background:linear-gradient(135deg,#B89A4E,#7c6a37);box-shadow:0 8px 24px rgba(184,154,78,.28)}
  .hpf-g2-triad__role--platform .hpf-g2-triad__icon svg{color:#fff}
  .hpf-g2-triad__label{font-size:11px;font-weight:800;letter-spacing:.15em;color:#F5D782;text-transform:uppercase;margin-bottom:4px}
  .hpf-g2-triad__title{font-size:16px;font-weight:800;color:#fff;margin-bottom:4px;letter-spacing:-.01em}
  .hpf-g2-triad__desc{font-size:13px;color:rgba(255,255,255,.7);line-height:1.6}
  .hpf-g2-triad__flow{position:absolute;left:50%;transform:translateX(-50%);width:32px;height:32px;background:#132A5C;border:2px solid #B89A4E;color:#F5D782;border-radius:50%;display:flex;align-items:center;justify-content:center;z-index:2;top:50%;margin-top:-16px;pointer-events:none}
  .hpf-g2-triad__flow svg{width:16px;height:16px}
  @media (min-width:640px){ .hpf-g2-triad__flow{display:none} }

  /* Feature grid 4열 */
  .hpf-g2-features{display:grid;grid-template-columns:1fr;gap:20px}
  @media (min-width:640px){ .hpf-g2-features{grid-template-columns:1fr 1fr;gap:24px} }
  @media (min-width:1100px){ .hpf-g2-features{grid-template-columns:repeat(3,1fr);max-width:1080px;margin:0 auto} }
  .hpf-g2-feat{background:#fff;border:1px solid var(--n-100);border-radius:var(--r-xl);padding:32px 26px;transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease);display:flex;flex-direction:column;gap:18px;height:100%}
  .hpf-g2-feat:hover{transform:translateY(-6px);box-shadow:var(--e-3);border-color:transparent}
  .hpf-g2-feat__viz{
    width:100%;aspect-ratio:16/10;background:linear-gradient(135deg,#EEF3FB 0%,#FAF6EC 100%);
    border-radius:var(--r-md);overflow:hidden;position:relative;display:flex;align-items:center;justify-content:center;
  }
  .hpf-g2-feat__viz svg{width:76%;height:76%;display:block;position:relative;z-index:1}
  .hpf-g2-feat__viz--gold{background:linear-gradient(135deg,#FAF6EC 0%,#F5D782 100%)}
  .hpf-g2-feat__viz--blue{background:linear-gradient(135deg,#EEF3FB 0%,#B7CBEC 100%)}
  .hpf-g2-feat__viz--mixed{background:linear-gradient(135deg,#FAF6EC 0%,#EEF3FB 100%)}
  .hpf-g2-feat__viz--dark{background:linear-gradient(135deg,#132A5C 0%,#0B1E48 100%)}
  .hpf-g2-feat__num{position:absolute;top:12px;left:16px;font-size:11px;font-weight:900;color:var(--n-900);background:rgba(255,255,255,.85);padding:4px 8px;border-radius:6px;letter-spacing:.05em;z-index:2}
  .hpf-g2-feat__viz--dark .hpf-g2-feat__num{background:rgba(255,255,255,.14);color:#fff}
  .hpf-g2-feat__title{font-size:20px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;line-height:1.3}
  .hpf-g2-feat__desc{font-size:14px;color:var(--n-600);line-height:1.7;margin-top:auto}

  /* Yield comparison bar chart */
  .hpf-g2-yieldbar{background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);padding:32px;box-shadow:var(--e-2)}
  @media (min-width:640px){ .hpf-g2-yieldbar{padding:48px} }
  .hpf-g2-yieldbar__row{display:grid;grid-template-columns:96px 1fr auto;gap:20px;align-items:center;padding:16px 0;border-bottom:1px solid var(--n-100)}
  .hpf-g2-yieldbar__row:last-child{border-bottom:0}
  .hpf-g2-yieldbar__row-label{font-size:14px;font-weight:700;color:var(--n-700)}
  .hpf-g2-yieldbar__row-track{position:relative;height:36px;background:var(--n-050);border-radius:var(--r-pill);overflow:hidden}
  .hpf-g2-yieldbar__row-fill{position:absolute;top:0;left:0;height:100%;border-radius:var(--r-pill);display:flex;align-items:center;padding:0 14px;color:#fff;font-size:13px;font-weight:700;transition:width 1s var(--ease-out)}
  .hpf-g2-yieldbar__row-fill--gray{background:linear-gradient(90deg,#8B95A1,#6B7684)}
  .hpf-g2-yieldbar__row-fill--blue{background:linear-gradient(90deg,#3861C7,#1E3A7B)}
  .hpf-g2-yieldbar__row-fill--gold{background:linear-gradient(90deg,#F5D782,#B89A4E);color:#332616}
  .hpf-g2-yieldbar__row-value{font-size:20px;font-weight:900;color:var(--n-900);font-variant-numeric:tabular-nums;letter-spacing:-.02em;min-width:70px;text-align:right}
  .hpf-g2-yieldbar__row-value--accent{color:var(--c-primary)}
  .hpf-g2-yieldbar__note{margin-top:16px;padding-top:20px;border-top:1px dashed var(--n-200);font-size:12px;color:var(--n-500);line-height:1.7}

  /* Safety 3 pillars */
  .hpf-g2-safety{display:grid;grid-template-columns:1fr;gap:20px}
  @media (min-width:768px){ .hpf-g2-safety{grid-template-columns:repeat(3,1fr);gap:24px} }
  .hpf-g2-pillar{background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);padding:32px 28px;position:relative;overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
  .hpf-g2-pillar:hover{transform:translateY(-4px);box-shadow:var(--e-3)}
  .hpf-g2-pillar__num{position:absolute;top:20px;right:24px;font-size:56px;font-weight:900;color:var(--c-primary-050);line-height:1;letter-spacing:-.05em;pointer-events:none}
  .hpf-g2-pillar__icon{width:72px;height:72px;border-radius:20px;background:linear-gradient(135deg,var(--c-primary) 0%,var(--hpf-navy-900) 100%);display:flex;align-items:center;justify-content:center;margin-bottom:24px;box-shadow:0 12px 24px rgba(30,58,123,.24);position:relative;z-index:1}
  .hpf-g2-pillar__icon--gold{background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 100%);box-shadow:0 12px 24px rgba(184,154,78,.28)}
  .hpf-g2-pillar__icon svg{width:36px;height:36px;color:#fff}
  .hpf-g2-pillar__title{font-size:18px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;margin-bottom:12px;line-height:1.4}
  .hpf-g2-pillar__desc{font-size:14px;color:var(--n-600);line-height:1.75}
  .hpf-g2-pillar__list{margin-top:16px;padding-left:0;list-style:none;font-size:13px;color:var(--n-600);line-height:1.75}
  .hpf-g2-pillar__list li{padding-left:16px;position:relative;margin-bottom:6px}
  .hpf-g2-pillar__list li::before{content:'✓';position:absolute;left:0;color:var(--c-primary);font-weight:900}

  /* Persona 3 grid */
  .hpf-g2-personas{display:grid;grid-template-columns:1fr;gap:20px}
  @media (min-width:768px){ .hpf-g2-personas{grid-template-columns:repeat(3,1fr)} }
  .hpf-g2-persona{background:linear-gradient(180deg,#fff 0%,#F9FAFB 100%);border:1px solid var(--n-200);border-radius:var(--r-xl);padding:32px 28px;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
  .hpf-g2-persona:hover{transform:translateY(-4px);box-shadow:var(--e-2)}
  .hpf-g2-persona__illust{width:100%;height:140px;background:#fff;border:1px solid var(--n-100);border-radius:var(--r-lg);display:flex;align-items:center;justify-content:center;margin-bottom:20px;overflow:hidden}
  .hpf-g2-persona__illust svg{width:76%;height:76%}
  .hpf-g2-persona__title{font-size:18px;font-weight:800;color:var(--n-900);line-height:1.4;letter-spacing:-.02em;margin-bottom:10px}
  .hpf-g2-persona__desc{font-size:14px;color:var(--n-600);line-height:1.75}

  /* KPI (dark) */
  .hpf-g2-kpi{background:linear-gradient(135deg,var(--hpf-navy-950) 0%,var(--hpf-navy-900) 100%);color:#fff;border-radius:var(--r-2xl);padding:48px 32px;position:relative;overflow:hidden}
  @media (min-width:640px){ .hpf-g2-kpi{padding:64px 48px} }
  .hpf-g2-kpi::before{content:'';position:absolute;top:-40%;right:-10%;width:400px;height:400px;background:radial-gradient(circle,rgba(184,154,78,.16),transparent 60%);border-radius:50%;pointer-events:none}
  .hpf-g2-kpi::after{content:'';position:absolute;bottom:-30%;left:-15%;width:380px;height:380px;background:radial-gradient(circle,rgba(49,130,246,.12),transparent 60%);border-radius:50%;pointer-events:none}
  .hpf-g2-kpi__head{text-align:center;position:relative;z-index:1;margin-bottom:40px}
  .hpf-g2-kpi__title{font-size:26px;font-weight:900;color:#fff;letter-spacing:-.035em;line-height:1.35}
  .hpf-g2-kpi__title em{font-style:normal;background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 60%,#F5D782 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
  .hpf-g2-kpi__grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.10);border-radius:var(--r-xl);overflow:hidden;position:relative;z-index:1;border:1px solid rgba(255,255,255,.08)}
  @media (min-width:768px){ .hpf-g2-kpi__grid{grid-template-columns:repeat(4,1fr)} }
  .hpf-g2-kpi__cell{background:rgba(11,30,72,.65);backdrop-filter:blur(10px);padding:28px 20px;text-align:center;transition:background-color .2s var(--ease)}
  .hpf-g2-kpi__cell:hover{background:rgba(30,58,123,.4)}
  .hpf-g2-kpi__cell-label{font-size:12px;color:rgba(255,255,255,.65);font-weight:600;margin-bottom:12px;letter-spacing:.02em}
  .hpf-g2-kpi__cell-value{font-size:28px;font-weight:900;color:#fff;letter-spacing:-.03em;line-height:1;font-variant-numeric:tabular-nums;display:flex;align-items:baseline;justify-content:center;gap:2px}
  .hpf-g2-kpi__cell-value small{font-size:14px;font-weight:600;color:rgba(255,255,255,.7);margin-left:2px}
  .hpf-g2-kpi__cell--accent .hpf-g2-kpi__cell-value{color:#F5D782}
  .hpf-g2-kpi__note{margin-top:24px;text-align:center;font-size:12px;color:rgba(255,255,255,.5);position:relative;z-index:1}

  /* Final CTA */
  .hpf-g2-finalcta{background:linear-gradient(135deg,#EEF3FB 0%,#F0F6FF 100%);border-radius:var(--r-2xl);padding:56px 32px;text-align:center;border:1px solid var(--n-200);position:relative;overflow:hidden}
  .hpf-g2-finalcta::before{content:'';position:absolute;top:-100px;left:50%;transform:translateX(-50%);width:600px;height:600px;background:radial-gradient(circle,rgba(184,154,78,.10),transparent 60%);border-radius:50%;pointer-events:none}
  .hpf-g2-finalcta__inner{position:relative;z-index:1}
  .hpf-g2-finalcta__title{font-size:24px;font-weight:900;color:var(--n-900);letter-spacing:-.03em;margin-bottom:12px}
  @media (min-width:640px){ .hpf-g2-finalcta__title{font-size:30px} }
  .hpf-g2-finalcta__sub{font-size:15px;color:var(--n-600);margin-bottom:28px;line-height:1.7}
  .hpf-g2-finalcta__btns{display:inline-flex;gap:12px;flex-wrap:wrap;justify-content:center}

  /* =============== 가이드 페이지: 상단 탭바 (sticky) =============== */
  .hpf-g2-tabbar{
    position:sticky;top:var(--header-h);z-index:50;
    background:rgba(255,255,255,.86);backdrop-filter:saturate(180%) blur(20px);
    -webkit-backdrop-filter:saturate(180%) blur(20px);
    border-bottom:1px solid var(--n-200);
  }
  .hpf-g2-tabbar__inner{display:flex;gap:0;overflow-x:auto;scrollbar-width:none;-ms-overflow-style:none}
  .hpf-g2-tabbar__inner::-webkit-scrollbar{display:none}
  .hpf-g2-tabbar__btn{
    flex:0 0 auto;padding:0 22px;height:56px;
    display:inline-flex;align-items:center;gap:8px;
    font-size:14px;font-weight:700;color:var(--n-600);
    border-bottom:2px solid transparent;
    transition:color .15s var(--ease),border-color .15s var(--ease);
    cursor:pointer;background:none;border-top:0;border-left:0;border-right:0;
    letter-spacing:-.01em;white-space:nowrap;
  }
  .hpf-g2-tabbar__btn:hover{color:var(--n-900)}
  .hpf-g2-tabbar__btn.is-active{color:var(--c-primary);border-bottom-color:var(--c-primary)}
  .hpf-g2-tabbar__btn-num{
    display:inline-flex;align-items:center;justify-content:center;
    width:22px;height:22px;border-radius:50%;
    background:var(--n-100);color:var(--n-500);font-size:11px;font-weight:800;
    transition:background-color .15s var(--ease),color .15s var(--ease);
  }
  .hpf-g2-tabbar__btn.is-active .hpf-g2-tabbar__btn-num{background:var(--c-primary);color:#fff}
  @media (min-width:768px){
    .hpf-g2-tabbar__btn{padding:0 28px;height:64px;font-size:15px}
    .hpf-g2-tabbar__inner{justify-content:center}
  }

  /* =============== Tab 2 · 투자상품 안내 =============== */
  /* 5중 안전체계 카드 (5-point grid) */
  .hpf-g2-safety5{display:grid;grid-template-columns:1fr;gap:16px}
  @media (min-width:640px){ .hpf-g2-safety5{grid-template-columns:repeat(2,1fr)} }
  @media (min-width:992px){ .hpf-g2-safety5{grid-template-columns:repeat(5,1fr)} }
  .hpf-g2-p5{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-lg);
    padding:24px 20px;text-align:center;position:relative;overflow:hidden;
    transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease);
  }
  .hpf-g2-p5:hover{transform:translateY(-4px);box-shadow:var(--e-3);border-color:transparent}
  .hpf-g2-p5__label{
    display:inline-block;font-size:10px;font-weight:800;letter-spacing:.15em;
    color:var(--c-primary);background:var(--c-primary-050);padding:4px 10px;
    border-radius:var(--r-pill);margin-bottom:16px;text-transform:uppercase;
  }
  .hpf-g2-p5__icon{
    width:56px;height:56px;margin:0 auto 14px;border-radius:16px;
    background:linear-gradient(135deg,var(--c-primary) 0%,var(--hpf-navy-900) 100%);
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 8px 20px rgba(30,58,123,.20);
  }
  .hpf-g2-p5__icon--gold{background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 100%);box-shadow:0 8px 20px rgba(184,154,78,.24)}
  .hpf-g2-p5__icon svg{width:28px;height:28px;color:#fff}
  .hpf-g2-p5__title{font-size:14px;font-weight:800;color:var(--n-900);line-height:1.5;letter-spacing:-.01em}

  /* 상품 스펙 4-col grid */
  .hpf-g2-specs4{display:grid;grid-template-columns:1fr 1fr;gap:12px;background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);padding:24px;box-shadow:var(--e-1)}
  @media (min-width:768px){ .hpf-g2-specs4{grid-template-columns:repeat(4,1fr);padding:32px} }
  .hpf-g2-spec{padding:20px;background:var(--n-050);border-radius:var(--r-md);text-align:center}
  .hpf-g2-spec__label{font-size:12px;color:var(--n-500);font-weight:600;margin-bottom:8px}
  .hpf-g2-spec__value{font-size:22px;font-weight:900;color:var(--n-900);letter-spacing:-.03em;line-height:1;font-variant-numeric:tabular-nums}
  .hpf-g2-spec__value small{font-size:12px;color:var(--n-500);font-weight:600;margin-left:2px}
  .hpf-g2-spec__value--accent{color:var(--c-primary)}

  /* 3자 협력 구조도 */
  .hpf-g2-triparty-wrap{
    background:linear-gradient(135deg,#F7F9FC 0%,#EEF3FB 100%);
    border-radius:var(--r-xl);border:1px solid var(--n-100);
    padding:40px 24px;position:relative;overflow:hidden;
  }
  @media (min-width:640px){ .hpf-g2-triparty-wrap{padding:56px 40px} }
  .hpf-g2-triparty-wrap::before{content:'';position:absolute;top:-30%;right:-10%;width:400px;height:400px;background:radial-gradient(circle,rgba(184,154,78,.14),transparent 60%);border-radius:50%;pointer-events:none}
  .hpf-g2-triparty{display:grid;grid-template-columns:1fr;gap:16px;position:relative;z-index:1}
  @media (min-width:768px){ .hpf-g2-triparty{grid-template-columns:1fr 1fr 1fr;gap:20px} }
  .hpf-g2-tp{
    background:#fff;border-radius:var(--r-lg);padding:28px 24px;text-align:center;
    box-shadow:var(--e-1);border:1px solid var(--n-100);
    transition:transform .3s var(--ease),box-shadow .3s var(--ease);
    position:relative;
  }
  .hpf-g2-tp:hover{transform:translateY(-3px);box-shadow:var(--e-2)}
  .hpf-g2-tp--center{
    background:linear-gradient(135deg,var(--hpf-navy-900) 0%,var(--hpf-navy-950) 100%);
    color:#fff;border-color:transparent;
    box-shadow:0 20px 48px rgba(19,42,92,.28);
  }
  .hpf-g2-tp__icon{
    width:120px;height:120px;margin:0 auto 18px;border-radius:24px;
    background:radial-gradient(circle at 30% 25%, rgba(255,255,255,.85), rgba(232,238,250,.6) 60%, rgba(216,224,242,.4) 100%);
    display:flex;align-items:center;justify-content:center;
    box-shadow:inset 0 2px 6px rgba(255,255,255,.6), 0 8px 20px rgba(19,42,92,.10);
    overflow:hidden;
  }
  .hpf-g2-tp--center .hpf-g2-tp__icon{
    background:radial-gradient(circle at 30% 25%, rgba(245,215,130,.28), rgba(184,154,78,.18) 60%, rgba(51,38,22,.12) 100%);
    box-shadow:inset 0 2px 6px rgba(245,215,130,.35), 0 0 32px rgba(184,154,78,.35);
  }
  .hpf-g2-tp__icon img{
    width:100%;height:100%;object-fit:contain;
    filter:drop-shadow(0 4px 8px rgba(11,30,72,.12));
  }
  .hpf-g2-tp__badge{
    display:inline-block;font-size:10px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;
    color:var(--c-primary);background:var(--c-primary-050);padding:4px 10px;border-radius:6px;margin-bottom:12px;
  }
  .hpf-g2-tp--center .hpf-g2-tp__badge{color:#F5D782;background:rgba(184,154,78,.18)}
  .hpf-g2-tp__title{font-size:18px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;margin-bottom:10px}
  .hpf-g2-tp--center .hpf-g2-tp__title{color:#fff;font-size:20px}
  .hpf-g2-tp__desc{font-size:13px;color:var(--n-600);line-height:1.7;text-align:left}
  .hpf-g2-tp--center .hpf-g2-tp__desc{color:rgba(255,255,255,.78)}
  .hpf-g2-tp__desc li{padding-left:14px;position:relative;margin-bottom:6px}
  .hpf-g2-tp__desc li::before{content:'·';position:absolute;left:4px;color:var(--c-primary);font-weight:900}
  .hpf-g2-tp--center .hpf-g2-tp__desc li::before{color:#F5D782}

  /* 3단계 관리 시스템 (accordion cards) */
  .hpf-g2-mgmt{display:grid;grid-template-columns:1fr;gap:16px}
  @media (min-width:768px){ .hpf-g2-mgmt{grid-template-columns:repeat(3,1fr)} }
  .hpf-g2-mgmt__card{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:28px 24px;position:relative;transition:transform .3s var(--ease),box-shadow .3s var(--ease);
  }
  .hpf-g2-mgmt__card:hover{transform:translateY(-4px);box-shadow:var(--e-3)}
  .hpf-g2-mgmt__stage{
    display:inline-flex;align-items:center;justify-content:center;
    height:26px;padding:0 14px;font-size:11px;font-weight:800;letter-spacing:.1em;
    color:#fff;background:linear-gradient(135deg,var(--c-primary),var(--hpf-navy-900));
    border-radius:var(--r-pill);margin-bottom:14px;text-transform:uppercase;
  }
  .hpf-g2-mgmt__title{font-size:18px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;margin-bottom:6px}
  .hpf-g2-mgmt__meta{font-size:12px;color:var(--n-500);font-weight:600;margin-bottom:16px}
  .hpf-g2-mgmt__list{padding-left:0;list-style:none;font-size:13px;color:var(--n-700);line-height:1.75}
  .hpf-g2-mgmt__list li{padding-left:18px;position:relative;margin-bottom:8px}
  .hpf-g2-mgmt__list li::before{
    content:'';position:absolute;left:0;top:8px;width:10px;height:10px;border-radius:3px;
    background:linear-gradient(135deg,var(--c-accent),#F5D782);
  }

  /* 매매제한 종목 배지 그리드 */
  .hpf-g2-restrict{display:grid;grid-template-columns:1fr;gap:10px}
  @media (min-width:640px){ .hpf-g2-restrict{grid-template-columns:1fr 1fr} }
  @media (min-width:992px){ .hpf-g2-restrict{grid-template-columns:repeat(3,1fr)} }
  .hpf-g2-restrict__item{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-md);
    padding:16px 18px;display:flex;gap:12px;align-items:flex-start;
    transition:border-color .15s var(--ease),background-color .15s var(--ease);
  }
  .hpf-g2-restrict__item:hover{border-color:var(--c-primary);background:var(--n-050)}
  .hpf-g2-restrict__num{
    flex-shrink:0;display:inline-flex;align-items:center;justify-content:center;
    width:24px;height:24px;border-radius:6px;background:var(--c-primary);color:#fff;
    font-size:11px;font-weight:900;letter-spacing:0;
  }
  .hpf-g2-restrict__body{flex:1;min-width:0}
  .hpf-g2-restrict__title{font-size:13px;font-weight:700;color:var(--n-900);margin-bottom:4px}
  .hpf-g2-restrict__note{font-size:11px;color:var(--n-500);line-height:1.5}

  /* =============== Tab 3 · 투자한도 안내 =============== */
  /* 프로세스 스텝 3단 (증빙제출→심사→승인) */
  .hpf-g2-flow3{display:grid;grid-template-columns:1fr;gap:16px;position:relative}
  @media (min-width:768px){ .hpf-g2-flow3{grid-template-columns:1fr auto 1fr auto 1fr;align-items:stretch;gap:0} }
  .hpf-g2-flow3__step{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px 24px;text-align:center;position:relative;
    transition:transform .3s var(--ease),box-shadow .3s var(--ease);
  }
  .hpf-g2-flow3__step:hover{transform:translateY(-3px);box-shadow:var(--e-2)}
  .hpf-g2-flow3__num{
    display:inline-flex;align-items:center;justify-content:center;
    width:44px;height:44px;border-radius:50%;
    background:linear-gradient(135deg,var(--c-primary),var(--hpf-navy-900));
    color:#fff;font-size:16px;font-weight:900;
    box-shadow:0 8px 20px rgba(30,58,123,.24);margin-bottom:16px;
  }
  .hpf-g2-flow3__title{font-size:17px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;margin-bottom:8px}
  .hpf-g2-flow3__desc{font-size:13px;color:var(--n-600);line-height:1.7}
  .hpf-g2-flow3__arrow{display:flex;align-items:center;justify-content:center;color:var(--c-accent)}
  .hpf-g2-flow3__arrow svg{width:32px;height:32px}
  @media (max-width:767px){ .hpf-g2-flow3__arrow{transform:rotate(90deg);padding:8px 0} }

  /* Limit table 2-col comparison */
  .hpf-g2-limit-cmp{
    display:grid;grid-template-columns:1fr;gap:16px;
  }
  @media (min-width:992px){ .hpf-g2-limit-cmp{grid-template-columns:1fr 1fr;gap:24px} }
  .hpf-g2-limit-card{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px 28px;position:relative;overflow:hidden;
    transition:transform .3s var(--ease),box-shadow .3s var(--ease);
  }
  .hpf-g2-limit-card:hover{transform:translateY(-4px);box-shadow:var(--e-3)}
  .hpf-g2-limit-card--pro{
    background:linear-gradient(135deg,#FAF6EC 0%,#FEF7DC 100%);
    border-color:var(--c-accent);
  }
  .hpf-g2-limit-card__label{
    display:inline-block;font-size:11px;font-weight:800;letter-spacing:.14em;
    color:var(--c-primary);background:var(--c-primary-050);
    padding:5px 12px;border-radius:var(--r-pill);margin-bottom:14px;text-transform:uppercase;
  }
  .hpf-g2-limit-card--pro .hpf-g2-limit-card__label{color:#7c6a37;background:rgba(184,154,78,.20)}
  .hpf-g2-limit-card__title{font-size:22px;font-weight:900;color:var(--n-900);letter-spacing:-.02em;margin-bottom:20px}
  .hpf-g2-limit-card__row{display:flex;justify-content:space-between;align-items:baseline;padding:14px 0;border-bottom:1px dashed var(--n-200)}
  .hpf-g2-limit-card__row:last-child{border-bottom:0}
  .hpf-g2-limit-card__row-label{font-size:13px;color:var(--n-600);font-weight:600}
  .hpf-g2-limit-card__row-value{font-size:18px;color:var(--n-900);font-weight:800;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
  .hpf-g2-limit-card__row-value strong{color:var(--c-primary);font-weight:900;font-size:22px;letter-spacing:-.03em}
  .hpf-g2-limit-card--pro .hpf-g2-limit-card__row-value strong{color:var(--c-accent)}

  /* Requirement 2-choice grid */
  .hpf-g2-req{display:grid;grid-template-columns:1fr;gap:16px}
  @media (min-width:768px){ .hpf-g2-req{grid-template-columns:1fr 1fr} }
  .hpf-g2-req__card{
    background:#fff;border:2px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px 28px;transition:border-color .3s var(--ease),transform .3s var(--ease);
    position:relative;
  }
  .hpf-g2-req__card:hover{border-color:var(--c-primary);transform:translateY(-3px)}
  .hpf-g2-req__badge{
    display:inline-flex;align-items:center;justify-content:center;
    width:32px;height:32px;border-radius:50%;background:var(--c-primary);color:#fff;
    font-size:13px;font-weight:900;margin-bottom:14px;
  }
  .hpf-g2-req__title{font-size:17px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;margin-bottom:6px;line-height:1.4}
  .hpf-g2-req__value{font-size:24px;font-weight:900;color:var(--c-primary);letter-spacing:-.03em;font-variant-numeric:tabular-nums;margin-bottom:8px}
  .hpf-g2-req__note{font-size:12px;color:var(--n-500);line-height:1.6}
  .hpf-g2-req__or{
    text-align:center;color:var(--n-400);font-size:11px;font-weight:800;letter-spacing:.15em;
    padding:8px 0;
  }
  @media (min-width:768px){
    .hpf-g2-req{position:relative}
    .hpf-g2-req::after{
      content:'또는';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
      background:#fff;color:var(--n-500);font-size:11px;font-weight:800;letter-spacing:.1em;
      padding:6px 14px;border-radius:var(--r-pill);border:1px solid var(--n-300);z-index:1;
    }
  }

  /* 수익금 시뮬레이터 */
  .hpf-g2-sim{display:grid;grid-template-columns:1fr;gap:20px}
  @media (min-width:992px){ .hpf-g2-sim{grid-template-columns:1fr 1fr;gap:24px} }
  .hpf-g2-sim__card{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px 28px;position:relative;
  }
  .hpf-g2-sim__card--pro{
    background:linear-gradient(135deg,var(--hpf-navy-950) 0%,var(--hpf-navy-900) 100%);
    color:#fff;border-color:transparent;box-shadow:0 20px 48px rgba(19,42,92,.24);
    position:relative;overflow:hidden;
  }
  .hpf-g2-sim__card--pro::before{content:'';position:absolute;top:-30%;right:-10%;width:300px;height:300px;background:radial-gradient(circle,rgba(184,154,78,.20),transparent 60%);border-radius:50%;pointer-events:none}
  .hpf-g2-sim__label{
    display:inline-block;font-size:11px;font-weight:800;letter-spacing:.15em;
    color:var(--c-primary);background:var(--c-primary-050);padding:5px 12px;
    border-radius:var(--r-pill);margin-bottom:14px;text-transform:uppercase;
    position:relative;z-index:1;
  }
  .hpf-g2-sim__card--pro .hpf-g2-sim__label{color:#F5D782;background:rgba(184,154,78,.20)}
  .hpf-g2-sim__title{font-size:20px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;margin-bottom:24px;position:relative;z-index:1}
  .hpf-g2-sim__card--pro .hpf-g2-sim__title{color:#fff}
  .hpf-g2-sim__row{display:flex;justify-content:space-between;align-items:baseline;padding:16px 0;border-bottom:1px dashed var(--n-200);position:relative;z-index:1}
  .hpf-g2-sim__card--pro .hpf-g2-sim__row{border-bottom-color:rgba(255,255,255,.15)}
  .hpf-g2-sim__row:last-child{border-bottom:0}
  .hpf-g2-sim__row-label{font-size:14px;color:var(--n-600);font-weight:600}
  .hpf-g2-sim__card--pro .hpf-g2-sim__row-label{color:rgba(255,255,255,.7)}
  .hpf-g2-sim__row-value{font-size:20px;font-weight:900;color:var(--n-900);font-variant-numeric:tabular-nums;letter-spacing:-.02em}
  .hpf-g2-sim__card--pro .hpf-g2-sim__row-value{color:#fff}
  .hpf-g2-sim__row-value--highlight{color:var(--c-primary)}
  .hpf-g2-sim__card--pro .hpf-g2-sim__row-value--highlight{color:#F5D782;font-size:26px}
  .hpf-g2-sim__totalbar{
    margin-top:20px;padding:16px 20px;background:var(--c-primary-050);
    border-radius:var(--r-md);text-align:center;position:relative;z-index:1;
  }
  .hpf-g2-sim__card--pro .hpf-g2-sim__totalbar{background:rgba(255,255,255,.08);backdrop-filter:blur(10px)}
  .hpf-g2-sim__totalbar-x{font-size:14px;color:var(--c-primary);font-weight:700}
  .hpf-g2-sim__card--pro .hpf-g2-sim__totalbar-x{color:#F5D782}
  .hpf-g2-sim__totalbar-x strong{font-size:22px;font-weight:900;letter-spacing:-.03em;margin:0 4px}

  /* Info note callout */
  .hpf-g2-note{
    background:linear-gradient(135deg,var(--c-primary-050) 0%,#F0F6FF 100%);
    border-left:4px solid var(--c-primary);border-radius:var(--r-md);
    padding:20px 24px;margin-top:32px;
    font-size:13px;color:var(--n-700);line-height:1.75;
  }
  .hpf-g2-note strong{color:var(--n-900)}

  /* ============================================================
     투자한도 3-way 서브탭 시스템 (개인소득적격·개인전문·법인)
     v2.1 — 하이펀딩 정보구조 벤치마킹 · 한패스 색상 100%
     ============================================================ */

  /* 서브탭 컨테이너 (sticky) */
  .hpf-lt-subtab{
    position:sticky;top:var(--header-h);z-index:20;
    background:#fff;border-bottom:1px solid var(--n-200);
    box-shadow:0 2px 12px rgba(25,31,40,.03);
    margin-bottom:0;
  }
  .hpf-lt-subtab__inner{
    display:flex;position:relative;overflow-x:auto;overflow-y:hidden;
    scrollbar-width:none;-ms-overflow-style:none;
    gap:0;
  }
  .hpf-lt-subtab__inner::-webkit-scrollbar{display:none}
  .hpf-lt-subtab__btn{
    position:relative;flex:1;min-width:120px;padding:20px 24px;
    display:flex;align-items:center;justify-content:center;gap:10px;
    font-size:15px;font-weight:700;color:var(--n-500);
    background:none;border:0;cursor:pointer;
    transition:color .25s var(--ease);letter-spacing:-.01em;
    white-space:nowrap;
  }
  .hpf-lt-subtab__btn:hover{color:var(--n-800)}
  .hpf-lt-subtab__btn.is-active{color:var(--c-primary);font-weight:800}
  .hpf-lt-subtab__btn-icon{width:22px;height:22px;flex-shrink:0;opacity:.7;transition:opacity .25s var(--ease)}
  .hpf-lt-subtab__btn.is-active .hpf-lt-subtab__btn-icon{opacity:1}
  .hpf-lt-subtab__btn-icon img{width:100%;height:100%;object-fit:contain}
  .hpf-lt-subtab__indicator{
    position:absolute;bottom:0;left:0;height:3px;
    background:linear-gradient(90deg,var(--c-primary) 0%,var(--c-accent) 100%);
    border-radius:2px 2px 0 0;
    transition:transform .4s var(--ease),width .4s var(--ease);
    pointer-events:none;
  }
  @media (max-width:640px){
    .hpf-lt-subtab__btn{font-size:13px;padding:16px 14px;gap:6px;min-width:auto}
    .hpf-lt-subtab__btn-icon{width:18px;height:18px}
  }

  /* 서브탭 패널 진입 애니메이션 */
  @keyframes hpf-lt-fade-in {
    from{opacity:0;transform:translateY(12px)}
    to{opacity:1;transform:translateY(0)}
  }
  .hpf-lt-panel{animation:hpf-lt-fade-in .5s var(--ease) both}

  /* 히어로 소개 카드 (탭별 컬러 톤 변주) */
  .hpf-lt-intro{
    display:grid;grid-template-columns:1fr;gap:32px;align-items:center;
    padding:44px 32px;border-radius:var(--r-2xl);
    background:linear-gradient(135deg,var(--c-primary-050) 0%,#F0F6FF 100%);
    border:1px solid var(--c-primary-100);
    position:relative;overflow:hidden;
  }
  @media (min-width:768px){
    .hpf-lt-intro{grid-template-columns:180px 1fr;padding:48px 44px;gap:40px}
  }
  .hpf-lt-intro::before{
    content:'';position:absolute;top:-40%;right:-10%;width:400px;height:400px;
    background:radial-gradient(circle,rgba(184,154,78,.10),transparent 60%);
    border-radius:50%;pointer-events:none;
  }
  .hpf-lt-intro__icon{
    width:140px;height:140px;margin:0 auto;position:relative;z-index:1;
    filter:drop-shadow(0 12px 32px rgba(30,58,123,.20));
  }
  @media (min-width:768px){.hpf-lt-intro__icon{width:180px;height:180px}}
  .hpf-lt-intro__icon img{width:100%;height:100%;object-fit:contain}
  .hpf-lt-intro__body{position:relative;z-index:1}
  .hpf-lt-intro__eyebrow{
    display:inline-flex;align-items:center;gap:8px;padding:6px 14px;
    background:rgba(255,255,255,.72);border:1px solid var(--c-primary-100);
    border-radius:var(--r-pill);font-size:12px;font-weight:800;
    color:var(--c-primary);letter-spacing:.05em;margin-bottom:14px;text-transform:uppercase;
  }
  .hpf-lt-intro__title{
    font-size:26px;font-weight:900;color:var(--n-900);letter-spacing:-.03em;
    line-height:1.3;margin-bottom:14px;
  }
  @media (min-width:768px){.hpf-lt-intro__title{font-size:32px}}
  .hpf-lt-intro__title em{
    font-style:normal;
    background:linear-gradient(135deg,#B89A4E 0%,#7c6a37 100%);
    -webkit-background-clip:text;background-clip:text;color:transparent;
  }
  .hpf-lt-intro__desc{font-size:15px;color:var(--n-700);line-height:1.75}
  .hpf-lt-intro__desc strong{color:var(--n-900);font-weight:800}

  /* 색상 톤 변주 · 개인전문 */
  .hpf-lt-panel--pro .hpf-lt-intro{
    background:linear-gradient(135deg,var(--hpf-gold-050) 0%,#FDF9EE 100%);
    border-color:rgba(184,154,78,.24);
  }
  .hpf-lt-panel--pro .hpf-lt-intro__eyebrow{
    color:#7c6a37;border-color:rgba(184,154,78,.28);background:rgba(255,255,255,.72);
  }
  .hpf-lt-panel--pro .hpf-lt-intro__title em{
    background:linear-gradient(135deg,#1E3A7B 0%,#3861C7 100%);
    -webkit-background-clip:text;background-clip:text;color:transparent;
  }

  /* 색상 톤 변주 · 법인 */
  .hpf-lt-panel--corp .hpf-lt-intro{
    background:linear-gradient(135deg,#F5F2E8 0%,#F8F6EF 100%);
    border-color:rgba(184,154,78,.28);
  }

  /* 신청절차 - 프로세스 인터랙티브 다이어그램 */
  .hpf-lt-proc{
    display:grid;grid-template-columns:1fr;gap:16px;position:relative;
  }
  @media (min-width:768px){
    .hpf-lt-proc{grid-template-columns:repeat(3,1fr);gap:20px}
  }
  .hpf-lt-proc__step{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px 28px;text-align:center;position:relative;
    transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease);
    cursor:default;
  }
  .hpf-lt-proc__step:hover{
    transform:translateY(-6px);
    box-shadow:0 20px 40px rgba(30,58,123,.10);
    border-color:var(--c-primary-100);
  }
  .hpf-lt-proc__step:hover .hpf-lt-proc__icon{transform:scale(1.06) rotate(-3deg)}
  .hpf-lt-proc__num{
    position:absolute;top:20px;right:24px;
    font-size:44px;font-weight:900;color:var(--c-primary-050);
    line-height:1;letter-spacing:-.06em;pointer-events:none;
  }
  .hpf-lt-proc__icon{
    width:110px;height:110px;margin:0 auto 20px;
    transition:transform .5s var(--ease);
    filter:drop-shadow(0 12px 24px rgba(30,58,123,.14));
  }
  .hpf-lt-proc__icon img{width:100%;height:100%;object-fit:contain}
  .hpf-lt-proc__label{
    display:inline-block;font-size:11px;font-weight:800;color:var(--c-accent);
    letter-spacing:.15em;text-transform:uppercase;margin-bottom:10px;
    padding:4px 12px;background:var(--hpf-gold-050);border-radius:var(--r-pill);
  }
  .hpf-lt-proc__title{font-size:18px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;margin-bottom:10px;line-height:1.4}
  .hpf-lt-proc__desc{font-size:14px;color:var(--n-600);line-height:1.7}
  .hpf-lt-proc__desc strong{color:var(--c-primary);font-weight:800}
  /* Connector arrows between steps (desktop) */
  @media (min-width:768px){
    .hpf-lt-proc__step:not(:last-child)::after{
      content:'';position:absolute;top:50%;right:-14px;
      width:24px;height:24px;
      background:linear-gradient(135deg,var(--c-accent) 0%,#F5D782 100%);
      border-radius:50%;transform:translateY(-50%);z-index:2;
      display:flex;align-items:center;justify-content:center;
      box-shadow:0 4px 12px rgba(184,154,78,.32);
    }
    .hpf-lt-proc__step:not(:last-child)::before{
      content:'→';position:absolute;top:50%;right:-8px;
      color:#fff;font-size:12px;font-weight:900;z-index:3;
      transform:translateY(-50%);pointer-events:none;
    }
  }

  /* 자격요건 - 3D 카드 그리드 */
  .hpf-lt-req{display:grid;grid-template-columns:1fr;gap:16px}
  @media (min-width:768px){.hpf-lt-req{grid-template-columns:1fr 1fr;gap:24px}}
  .hpf-lt-req-card{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px 28px;position:relative;overflow:hidden;
    transition:all .3s var(--ease);
  }
  .hpf-lt-req-card::before{
    content:'';position:absolute;top:0;left:0;right:0;height:4px;
    background:linear-gradient(90deg,var(--c-primary) 0%,var(--c-accent) 100%);
    transform:scaleX(0);transform-origin:left;
    transition:transform .5s var(--ease);
  }
  .hpf-lt-req-card:hover{transform:translateY(-4px);box-shadow:var(--e-3);border-color:transparent}
  .hpf-lt-req-card:hover::before{transform:scaleX(1)}
  .hpf-lt-req-card__head{
    display:flex;align-items:center;gap:14px;margin-bottom:20px;
  }
  .hpf-lt-req-card__badge{
    width:36px;height:36px;border-radius:10px;
    background:linear-gradient(135deg,var(--c-primary) 0%,var(--hpf-navy-900) 100%);
    color:#fff;display:flex;align-items:center;justify-content:center;
    font-size:16px;font-weight:900;flex-shrink:0;
    box-shadow:0 4px 12px rgba(30,58,123,.24);
  }
  .hpf-lt-req-card__head-title{font-size:15px;font-weight:700;color:var(--n-500);letter-spacing:-.01em}
  .hpf-lt-req-card__value{
    font-size:32px;font-weight:900;color:var(--c-primary);
    letter-spacing:-.035em;line-height:1.2;margin-bottom:14px;
    font-variant-numeric:tabular-nums;
  }
  .hpf-lt-panel--pro .hpf-lt-req-card__value{color:var(--c-accent)}
  .hpf-lt-req-card__value small{font-size:16px;font-weight:800;color:var(--n-600);margin-left:4px;letter-spacing:-.02em}
  .hpf-lt-req-card__desc{font-size:14px;color:var(--n-600);line-height:1.75}
  .hpf-lt-req-card__desc strong{color:var(--n-900);font-weight:700}

  /* ───── 개인전문투자자 · 2-Step 자격요건 (STEP1 필수 → STEP2 매트릭스) ───── */
  .hpf-lt-proreq{display:flex;flex-direction:column;gap:14px;align-items:stretch}
  .hpf-lt-proreq__step{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:28px 28px 24px;position:relative;overflow:hidden;
    transition:transform .3s var(--ease),box-shadow .3s var(--ease);
  }
  .hpf-lt-proreq__step:hover{transform:translateY(-2px);box-shadow:var(--e-2)}
  .hpf-lt-proreq__step--gate::before{
    content:'';position:absolute;top:0;left:0;right:0;height:4px;
    background:linear-gradient(90deg,var(--c-primary) 0%,var(--c-accent) 100%);
  }
  .hpf-lt-proreq__step--matrix{
    background:linear-gradient(180deg,#FFFFFF 0%,#FAFBFD 100%);
  }
  .hpf-lt-proreq__stepnum{
    display:inline-flex;align-items:center;gap:6px;
    font-size:11px;font-weight:800;letter-spacing:.15em;color:var(--c-primary);
    background:var(--c-primary-050);padding:5px 12px;border-radius:var(--r-pill);
    margin-bottom:14px;text-transform:uppercase;
  }
  .hpf-lt-proreq__stephead{
    font-size:19px;font-weight:900;color:var(--n-900);letter-spacing:-.02em;line-height:1.4;
    margin-bottom:18px;display:flex;align-items:center;gap:10px;flex-wrap:wrap;
  }
  .hpf-lt-proreq__stephead em{
    font-style:normal;
    background:linear-gradient(135deg,var(--c-primary) 0%,var(--c-accent) 100%);
    -webkit-background-clip:text;background-clip:text;color:transparent;
  }
  .hpf-lt-proreq__must{
    display:inline-flex;align-items:center;height:22px;padding:0 10px;
    background:linear-gradient(135deg,#EF4444 0%,#DC2626 100%);color:#fff;
    font-size:11px;font-weight:800;letter-spacing:.02em;border-radius:6px;
  }
  /* Gate body — 큰 강조 카드 */
  .hpf-lt-proreq__gate-row{
    display:flex;align-items:center;gap:20px;
    padding:22px 24px;
    background:linear-gradient(135deg,var(--c-primary-050) 0%,#F0F6FF 100%);
    border-radius:var(--r-lg);
  }
  .hpf-lt-proreq__gate-icon{
    width:56px;height:56px;flex-shrink:0;border-radius:16px;
    background:linear-gradient(135deg,var(--c-primary) 0%,var(--hpf-navy-900) 100%);
    color:#fff;display:flex;align-items:center;justify-content:center;
    box-shadow:0 8px 20px rgba(30,58,123,.24);
  }
  .hpf-lt-proreq__gate-icon svg{width:28px;height:28px}
  .hpf-lt-proreq__gate-copy{display:flex;flex-direction:column;gap:6px;flex:1;min-width:0}
  .hpf-lt-proreq__gate-line{font-size:15px;color:var(--n-800);font-weight:600;line-height:1.5;letter-spacing:-.01em}
  .hpf-lt-proreq__gate-line strong{color:var(--c-primary);font-weight:900;font-variant-numeric:tabular-nums}
  /* Connector */
  .hpf-lt-proreq__connector{
    display:flex;align-items:center;justify-content:center;
    color:var(--c-accent);padding:2px 0;
  }
  .hpf-lt-proreq__connector svg{width:32px;height:32px;filter:drop-shadow(0 4px 8px rgba(184,154,78,.32))}
  /* Matrix table */
  .hpf-lt-proreq__table{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-md);
    overflow:hidden;
  }
  .hpf-lt-proreq__table-head{
    display:grid;grid-template-columns:120px 1fr;gap:0;
    background:linear-gradient(180deg,var(--n-050) 0%,#F1F4F8 100%);
    font-size:12px;font-weight:800;color:var(--n-700);letter-spacing:.02em;
  }
  .hpf-lt-proreq__table-head > div{padding:12px 20px;border-right:1px solid var(--n-200)}
  .hpf-lt-proreq__table-head > div:last-child{border-right:0}
  .hpf-lt-proreq__table-row{
    display:grid;grid-template-columns:120px 1fr;gap:0;
    border-top:1px solid var(--n-100);
    transition:background-color .15s var(--ease);
  }
  .hpf-lt-proreq__table-row:hover{background:var(--n-050)}
  .hpf-lt-proreq__cell-req,
  .hpf-lt-proreq__cell-std{padding:14px 20px;font-size:14px;color:var(--n-800);line-height:1.6;border-right:1px solid var(--n-100)}
  .hpf-lt-proreq__cell-std{border-right:0}
  .hpf-lt-proreq__cell-std strong{color:var(--c-primary);font-weight:900;font-variant-numeric:tabular-nums;letter-spacing:-.01em}
  .hpf-lt-proreq__tag{
    display:inline-flex;align-items:center;height:24px;padding:0 10px;
    border-radius:6px;font-size:12px;font-weight:800;letter-spacing:-.005em;
  }
  .hpf-lt-proreq__tag--income{background:rgba(30,58,123,.10);color:var(--c-primary)}
  .hpf-lt-proreq__tag--asset{background:rgba(184,154,78,.16);color:#7c6a37}
  .hpf-lt-proreq__tag--exp{background:rgba(49,130,246,.10);color:#1B64DA}
  @media (max-width:640px){
    .hpf-lt-proreq__gate-row{flex-direction:column;text-align:center;padding:20px}
    .hpf-lt-proreq__table-head,
    .hpf-lt-proreq__table-row{grid-template-columns:90px 1fr}
    .hpf-lt-proreq__cell-req,
    .hpf-lt-proreq__cell-std{padding:12px 14px;font-size:13px}
  }

  /* 자격요건 목록형 (전문/법인용) */
  .hpf-lt-reqlist{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px;overflow:hidden;
  }
  .hpf-lt-reqlist__title{
    font-size:16px;font-weight:800;color:var(--n-900);letter-spacing:-.02em;
    margin-bottom:20px;padding-bottom:16px;border-bottom:2px solid var(--n-100);
    display:flex;align-items:center;gap:10px;
  }
  .hpf-lt-reqlist__title::before{
    content:'';width:4px;height:20px;border-radius:2px;
    background:linear-gradient(180deg,var(--c-primary) 0%,var(--c-accent) 100%);
  }
  .hpf-lt-reqlist__ul{list-style:none;margin:0;padding:0}
  .hpf-lt-reqlist__ul li{
    padding:14px 0 14px 32px;position:relative;
    border-bottom:1px dashed var(--n-100);
    font-size:14px;color:var(--n-700);line-height:1.7;
  }
  .hpf-lt-reqlist__ul li:last-child{border-bottom:0}
  .hpf-lt-reqlist__ul li::before{
    content:'';position:absolute;left:0;top:20px;
    width:20px;height:20px;border-radius:50%;
    background:var(--c-primary-050);
    background-image:linear-gradient(135deg,var(--c-primary) 0%,var(--c-accent) 100%);
    -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/70% no-repeat;
    mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/70% no-repeat;
  }
  .hpf-lt-reqlist__ul li strong{color:var(--c-primary);font-weight:800}
  .hpf-lt-panel--pro .hpf-lt-reqlist__ul li strong{color:var(--c-accent)}

  /* 한도 시각화 - 대비 카드 (일반 vs 소득적격/전문/법인) */
  .hpf-lt-cmp{
    display:grid;grid-template-columns:1fr;gap:20px;position:relative;
    align-items:stretch;
  }
  @media (min-width:992px){
    .hpf-lt-cmp{grid-template-columns:1fr auto 1fr;gap:0;align-items:stretch}
  }
  .hpf-lt-cmp__card{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:36px 32px;position:relative;overflow:hidden;
    transition:transform .3s var(--ease),box-shadow .3s var(--ease);
  }
  .hpf-lt-cmp__card:hover{transform:translateY(-4px);box-shadow:var(--e-3)}
  .hpf-lt-cmp__card--pro{
    background:linear-gradient(135deg,var(--hpf-navy-950) 0%,var(--hpf-navy-900) 100%);
    color:#fff;border:0;box-shadow:0 24px 60px rgba(11,30,72,.28);
  }
  .hpf-lt-cmp__card--pro::before{
    content:'';position:absolute;top:-40%;right:-10%;width:400px;height:400px;
    background:radial-gradient(circle,rgba(184,154,78,.20),transparent 60%);
    border-radius:50%;pointer-events:none;
  }
  .hpf-lt-cmp__card--pro::after{
    content:'';position:absolute;bottom:-30%;left:-15%;width:320px;height:320px;
    background:radial-gradient(circle,rgba(49,130,246,.12),transparent 60%);
    border-radius:50%;pointer-events:none;
  }
  .hpf-lt-cmp__label{
    display:inline-block;font-size:11px;font-weight:800;letter-spacing:.15em;
    color:var(--n-500);text-transform:uppercase;margin-bottom:10px;
    padding:4px 12px;background:var(--n-100);border-radius:var(--r-pill);
  }
  .hpf-lt-cmp__card--pro .hpf-lt-cmp__label{color:#F5D782;background:rgba(184,154,78,.20)}
  .hpf-lt-cmp__title{
    font-size:22px;font-weight:900;color:var(--n-900);letter-spacing:-.025em;
    margin-bottom:24px;line-height:1.3;position:relative;z-index:1;
  }
  .hpf-lt-cmp__card--pro .hpf-lt-cmp__title{color:#fff}
  .hpf-lt-cmp__row{
    display:flex;justify-content:space-between;align-items:baseline;
    padding:16px 0;border-bottom:1px dashed var(--n-200);position:relative;z-index:1;
  }
  .hpf-lt-cmp__card--pro .hpf-lt-cmp__row{border-bottom-color:rgba(255,255,255,.14)}
  .hpf-lt-cmp__row:last-child{border-bottom:0}
  .hpf-lt-cmp__row-label{font-size:13px;color:var(--n-600);font-weight:600}
  .hpf-lt-cmp__card--pro .hpf-lt-cmp__row-label{color:rgba(255,255,255,.65)}
  .hpf-lt-cmp__row-value{
    font-size:16px;color:var(--n-900);font-weight:800;letter-spacing:-.02em;
    font-variant-numeric:tabular-nums;text-align:right;
  }
  .hpf-lt-cmp__card--pro .hpf-lt-cmp__row-value{color:#fff}
  .hpf-lt-cmp__row-value strong{
    color:var(--c-primary);font-weight:900;font-size:22px;
    letter-spacing:-.03em;display:block;line-height:1.2;
  }
  .hpf-lt-cmp__card--pro .hpf-lt-cmp__row-value strong{color:#F5D782}

  /* 중앙 화살표 (약 N배 증가) */
  .hpf-lt-cmp__arrow{
    display:flex;flex-direction:column;align-items:center;justify-content:center;
    padding:20px 0;position:relative;
  }
  @media (min-width:992px){.hpf-lt-cmp__arrow{padding:0 24px}}
  .hpf-lt-cmp__arrow-circle{
    width:132px;height:132px;border-radius:50%;
    background:linear-gradient(135deg,var(--c-accent) 0%,#F5D782 100%);
    display:flex;flex-direction:column;align-items:center;justify-content:center;
    box-shadow:0 16px 40px rgba(184,154,78,.32);
    color:#fff;font-size:13px;font-weight:800;text-align:center;line-height:1.25;
    letter-spacing:-.01em;padding:14px;gap:4px;
    animation:hpf-lt-pulse 2.5s ease-in-out infinite;
    border:3px solid rgba(255,255,255,.35);
  }
  @keyframes hpf-lt-pulse{
    0%,100%{transform:scale(1);box-shadow:0 16px 40px rgba(184,154,78,.32)}
    50%{transform:scale(1.05);box-shadow:0 22px 50px rgba(184,154,78,.42)}
  }
  .hpf-lt-cmp__arrow-circle strong{
    display:block;font-size:24px;font-weight:900;letter-spacing:-.035em;
    line-height:1.05;color:#fff;
    text-shadow:0 1px 2px rgba(51,38,22,.18);
  }
  .hpf-lt-cmp__arrow-line{
    display:none;
  }
  @media (min-width:992px){
    .hpf-lt-cmp__arrow-line{
      display:block;position:absolute;left:0;right:0;top:50%;height:2px;
      background:linear-gradient(90deg,transparent 0%,var(--c-accent) 20%,var(--c-accent) 80%,transparent 100%);
      opacity:.35;pointer-events:none;transform:translateY(-1px);
    }
  }

  /* Chart.js 컨테이너 - 예상 수익금 시각화 */
  .hpf-lt-chart{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px;position:relative;
  }
  @media (min-width:640px){.hpf-lt-chart{padding:44px}}
  .hpf-lt-chart__head{
    display:flex;align-items:center;justify-content:space-between;
    flex-wrap:wrap;gap:16px;margin-bottom:28px;
  }
  .hpf-lt-chart__head-title{font-size:18px;font-weight:800;color:var(--n-900);letter-spacing:-.02em}
  .hpf-lt-chart__head-legend{display:flex;gap:16px;flex-wrap:wrap;font-size:12px;color:var(--n-600);font-weight:600}
  .hpf-lt-chart__head-legend span{display:inline-flex;align-items:center;gap:6px}
  .hpf-lt-chart__head-legend span::before{content:'';width:12px;height:12px;border-radius:3px;flex-shrink:0}
  .hpf-lt-chart__head-legend .lg-gen::before{background:linear-gradient(135deg,#D1D6DB,#B0B8C1)}
  .hpf-lt-chart__head-legend .lg-pro::before{background:linear-gradient(135deg,var(--c-primary),var(--hpf-navy-900))}
  .hpf-lt-chart__head-legend .lg-acc::before{background:linear-gradient(135deg,#F5D782,var(--c-accent))}
  .hpf-lt-chart__body{position:relative;width:100%;height:280px}
  @media (min-width:640px){.hpf-lt-chart__body{height:360px}}

  /* 인터랙티브 슬라이더 (투자원금 조절) */
  .hpf-lt-slider{
    background:linear-gradient(135deg,#FFFFFF 0%,#F9FAFB 100%);
    border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:32px;margin-top:24px;
  }
  .hpf-lt-slider__head{display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:12px;margin-bottom:20px}
  .hpf-lt-slider__label{font-size:14px;font-weight:700;color:var(--n-700);letter-spacing:-.01em}
  .hpf-lt-slider__value{
    font-size:30px;font-weight:900;color:var(--c-primary);
    letter-spacing:-.035em;font-variant-numeric:tabular-nums;
  }
  .hpf-lt-slider__value small{font-size:16px;font-weight:800;color:var(--n-600);margin-left:4px}
  .hpf-lt-slider__control{
    -webkit-appearance:none;appearance:none;width:100%;height:8px;
    background:linear-gradient(90deg,var(--c-primary-100) 0%,var(--c-primary) var(--val,50%),var(--n-100) var(--val,50%),var(--n-100) 100%);
    border-radius:var(--r-pill);outline:none;cursor:pointer;
  }
  .hpf-lt-slider__control::-webkit-slider-thumb{
    -webkit-appearance:none;appearance:none;
    width:26px;height:26px;border-radius:50%;
    background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 100%);
    border:3px solid #fff;box-shadow:0 4px 12px rgba(184,154,78,.4);
    cursor:pointer;transition:transform .2s var(--ease);
  }
  .hpf-lt-slider__control::-webkit-slider-thumb:hover{transform:scale(1.15)}
  .hpf-lt-slider__control::-moz-range-thumb{
    width:26px;height:26px;border-radius:50%;
    background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 100%);
    border:3px solid #fff;box-shadow:0 4px 12px rgba(184,154,78,.4);
    cursor:pointer;
  }
  .hpf-lt-slider__ticks{
    display:flex;justify-content:space-between;margin-top:12px;
    font-size:11px;color:var(--n-500);font-weight:600;
  }
  .hpf-lt-slider__ticks span{font-variant-numeric:tabular-nums}

  /* 실시간 수익 KPI (슬라이더 하단) */
  .hpf-lt-outcome{
    display:grid;grid-template-columns:1fr 1fr;gap:1px;
    background:var(--n-200);border-radius:var(--r-lg);overflow:hidden;
    margin-top:24px;
  }
  @media (min-width:640px){.hpf-lt-outcome{grid-template-columns:repeat(4,1fr)}}
  .hpf-lt-outcome__cell{
    background:#fff;padding:20px 18px;text-align:center;
    transition:background-color .3s var(--ease);
  }
  .hpf-lt-outcome__cell--highlight{
    background:linear-gradient(180deg,var(--hpf-gold-050) 0%,#FDF9EE 100%);
  }
  .hpf-lt-outcome__cell-label{font-size:11px;font-weight:700;color:var(--n-500);letter-spacing:-.005em;margin-bottom:8px;text-transform:uppercase}
  .hpf-lt-outcome__cell-value{
    font-size:20px;font-weight:900;color:var(--n-900);
    letter-spacing:-.025em;font-variant-numeric:tabular-nums;
  }
  .hpf-lt-outcome__cell--highlight .hpf-lt-outcome__cell-value{color:var(--c-accent);font-size:22px}
  .hpf-lt-outcome__cell-value small{font-size:12px;font-weight:800;color:var(--n-500);margin-left:2px}

  /* 증빙서류 그리드 (개인소득적격용) */
  .hpf-lt-doc{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:28px;
  }
  .hpf-lt-doc__head{
    font-size:14px;font-weight:800;color:var(--n-900);
    margin-bottom:18px;padding-bottom:14px;border-bottom:2px solid var(--n-100);
    display:flex;align-items:center;gap:10px;letter-spacing:-.01em;
  }
  .hpf-lt-doc__head::before{
    content:'';width:4px;height:18px;border-radius:2px;
    background:linear-gradient(180deg,var(--c-accent) 0%,#F5D782 100%);
  }
  .hpf-lt-doc__grid{display:grid;grid-template-columns:1fr;gap:12px}
  @media (min-width:640px){.hpf-lt-doc__grid{grid-template-columns:1fr 1fr}}
  .hpf-lt-doc__item{
    padding:18px 20px;background:var(--n-050);border-radius:var(--r-md);
    display:flex;gap:14px;align-items:center;
    transition:background-color .25s var(--ease),transform .25s var(--ease);
    cursor:default;
  }
  .hpf-lt-doc__item:hover{background:var(--c-primary-050);transform:translateX(4px)}
  .hpf-lt-doc__item-badge{
    width:44px;height:44px;border-radius:12px;flex-shrink:0;
    background:linear-gradient(135deg,var(--c-primary) 0%,var(--hpf-navy-900) 100%);
    color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;
    font-size:9px;font-weight:900;letter-spacing:.05em;line-height:1;
    box-shadow:0 4px 12px rgba(30,58,123,.20);
  }
  .hpf-lt-doc__item-badge,
  .hpf-lt-doc__item-badge strong{color:#fff}
  .hpf-lt-doc__item-badge strong{font-size:15px;font-weight:900;margin-top:2px}
  .hpf-lt-doc__item-body{flex:1;min-width:0}
  .hpf-lt-doc__item-title{font-size:14px;font-weight:800;color:var(--n-900);letter-spacing:-.01em;line-height:1.4}
  .hpf-lt-doc__item-title em{color:var(--n-500);font-style:normal;font-weight:500;font-size:12px;margin:0 4px}
  .hpf-lt-doc__item-hint{font-size:12px;color:var(--n-500);margin-top:3px;line-height:1.5}

  /* Sticky Sub Navigation (섹션 앵커) - 우측 flag */
  .hpf-lt-anchor{
    display:none;
    position:fixed;right:24px;top:50%;transform:translateY(-50%);z-index:15;
    background:rgba(255,255,255,.92);backdrop-filter:blur(16px);
    -webkit-backdrop-filter:blur(16px);
    border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:12px 8px;box-shadow:var(--e-2);
    flex-direction:column;gap:2px;
  }
  @media (min-width:1280px){.hpf-lt-anchor{display:flex}}
  .hpf-lt-anchor__item{
    display:flex;align-items:center;gap:10px;padding:8px 12px 8px 10px;
    border-radius:var(--r-md);cursor:pointer;
    transition:all .25s var(--ease);
    font-size:12px;font-weight:700;color:var(--n-500);
    background:none;border:0;text-align:left;white-space:nowrap;
    letter-spacing:-.01em;
  }
  .hpf-lt-anchor__item:hover{color:var(--c-primary);background:var(--c-primary-050)}
  .hpf-lt-anchor__item.is-active{color:var(--c-primary);background:var(--c-primary-050);font-weight:800}
  .hpf-lt-anchor__dot{
    width:6px;height:6px;border-radius:50%;background:var(--n-300);flex-shrink:0;
    transition:all .25s var(--ease);
  }
  .hpf-lt-anchor__item:hover .hpf-lt-anchor__dot,
  .hpf-lt-anchor__item.is-active .hpf-lt-anchor__dot{background:var(--c-primary);box-shadow:0 0 0 4px var(--c-primary-100)}

  /* Counter-up 카운트업 도우미 */
  .hpf-lt-count[data-target]{opacity:0;transform:translateY(8px);transition:opacity .5s var(--ease),transform .5s var(--ease)}
  .hpf-lt-count.is-in{opacity:1;transform:translateY(0)}

  /* Section reveal on scroll */
  .hpf-lt-reveal{opacity:0;transform:translateY(24px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
  .hpf-lt-reveal.is-in{opacity:1;transform:translateY(0)}

  /* ============================================================
     Tab 1 · 3D 아이콘 Feature 카드 (Why Invest)
     ============================================================ */
  .hpf-g2-feat--3d{
    padding:36px 28px;text-align:center;position:relative;
    background:linear-gradient(180deg,#fff 0%,#F9FAFB 100%);
    overflow:hidden;
  }
  .hpf-g2-feat--3d::after{
    content:'';position:absolute;top:0;left:50%;transform:translateX(-50%);
    width:60%;height:200px;
    background:radial-gradient(ellipse at center top,rgba(184,154,78,.10) 0%,transparent 70%);
    pointer-events:none;
  }
  .hpf-g2-feat__hero{
    width:140px;height:140px;margin:0 auto 20px;position:relative;z-index:1;
    filter:drop-shadow(0 12px 24px rgba(30,58,123,.16));
    transition:transform .5s var(--ease);
  }
  .hpf-g2-feat--3d:hover .hpf-g2-feat__hero{transform:translateY(-4px) scale(1.05)}
  .hpf-g2-feat__hero img{width:100%;height:100%;object-fit:contain}
  .hpf-g2-feat__num-fresh{
    position:absolute;top:20px;right:24px;
    display:inline-flex;align-items:center;justify-content:center;
    width:36px;height:36px;border-radius:10px;
    background:linear-gradient(135deg,var(--c-primary) 0%,var(--hpf-navy-900) 100%);
    color:#fff;font-size:12px;font-weight:900;letter-spacing:.02em;
    box-shadow:0 4px 12px rgba(30,58,123,.20);z-index:2;
  }
  .hpf-g2-feat--3d .hpf-g2-feat__title{text-align:center;margin-bottom:12px}
  .hpf-g2-feat--3d .hpf-g2-feat__desc{text-align:center;margin-top:0}

  /* Tab 1 · Persona 3D 아이콘 오버라이드 */
  .hpf-g2-persona--3d{text-align:center}
  .hpf-g2-persona__illust--3d{
    height:150px;padding:14px;background:linear-gradient(180deg,var(--c-primary-050) 0%,#fff 100%);
    border-color:transparent;
    filter:drop-shadow(0 8px 20px rgba(30,58,123,.10));
  }
  .hpf-g2-persona__illust--3d img{
    max-width:120px;max-height:120px;object-fit:contain;
    transition:transform .5s var(--ease);
  }
  .hpf-g2-persona--3d:hover .hpf-g2-persona__illust--3d img{transform:scale(1.06)}
  .hpf-g2-persona--3d .hpf-g2-persona__title{text-align:center}
  .hpf-g2-persona--3d .hpf-g2-persona__desc{text-align:center}

  /* ============================================================
     Tab 2 · 상품 개요 히어로 (좌 3D 이미지 + 우 스펙 카드)
     ============================================================ */
  .hpf-g2-prodhero{
    display:grid;grid-template-columns:1fr;gap:32px;
    background:linear-gradient(135deg,#F9FAFB 0%,#F0F6FF 100%);
    border-radius:var(--r-2xl);padding:32px;
    position:relative;overflow:hidden;
    border:1px solid var(--n-100);
  }
  @media (min-width:992px){
    .hpf-g2-prodhero{grid-template-columns:1fr 1.1fr;gap:48px;padding:56px 48px;align-items:center}
  }
  .hpf-g2-prodhero::before{
    content:'';position:absolute;top:-30%;right:-10%;width:420px;height:420px;
    background:radial-gradient(circle,rgba(184,154,78,.10),transparent 60%);
    border-radius:50%;pointer-events:none;
  }
  .hpf-g2-prodhero__viz{
    position:relative;z-index:1;
    background:linear-gradient(135deg,#fff 0%,#F0F6FF 100%);
    border-radius:var(--r-xl);
    padding:20px;aspect-ratio:4/3;
    display:flex;align-items:center;justify-content:center;
    filter:drop-shadow(0 20px 40px rgba(30,58,123,.12));
    border:1px solid rgba(255,255,255,.6);
  }
  .hpf-g2-prodhero__viz img{width:100%;height:100%;object-fit:contain}
  .hpf-g2-prodhero__body{position:relative;z-index:1}
  .hpf-g2-prodhero__tag{
    display:inline-flex;align-items:center;gap:8px;padding:6px 14px;
    background:rgba(30,58,123,.08);border:1px solid var(--c-primary-100);
    border-radius:var(--r-pill);font-size:11px;font-weight:800;
    color:var(--c-primary);letter-spacing:.08em;margin-bottom:16px;text-transform:uppercase;
  }
  .hpf-g2-prodhero__title{
    font-size:26px;font-weight:900;color:var(--n-900);
    letter-spacing:-.03em;line-height:1.3;margin-bottom:16px;
  }
  @media (min-width:768px){.hpf-g2-prodhero__title{font-size:32px}}
  .hpf-g2-prodhero__title em{
    font-style:normal;
    background:linear-gradient(135deg,#B89A4E 0%,#7c6a37 100%);
    -webkit-background-clip:text;background-clip:text;color:transparent;
  }
  .hpf-g2-prodhero__desc{
    font-size:15px;color:var(--n-700);line-height:1.75;margin-bottom:24px;
  }
  .hpf-g2-prodhero__desc strong{color:var(--n-900);font-weight:800}
  .hpf-g2-prodhero__specs{
    display:grid;grid-template-columns:1fr 1fr;gap:1px;
    background:var(--n-200);border-radius:var(--r-lg);overflow:hidden;
    border:1px solid var(--n-200);
  }
  .hpf-g2-prodhero__spec{background:#fff;padding:16px 18px}
  .hpf-g2-prodhero__spec-label{
    font-size:11px;font-weight:700;color:var(--n-500);
    letter-spacing:.02em;text-transform:uppercase;margin-bottom:6px;
  }
  .hpf-g2-prodhero__spec-value{
    font-size:15px;font-weight:900;color:var(--c-primary);
    letter-spacing:-.015em;line-height:1.3;
  }

  /* ============================================================
     Tab 2 · 5중 안전체계 3D 카드
     ============================================================ */
  .hpf-g2-safety5-3d{
    display:grid;grid-template-columns:1fr;gap:20px;
    max-width:1080px;margin-left:auto;margin-right:auto;
  }
  @media (min-width:640px){.hpf-g2-safety5-3d{grid-template-columns:1fr 1fr;gap:24px}}
  @media (min-width:1100px){.hpf-g2-safety5-3d{grid-template-columns:repeat(4,1fr);gap:22px}}
  .hpf-g2-s5{
    position:relative;background:#fff;border:1px solid var(--n-200);
    border-radius:var(--r-xl);padding:28px 22px;text-align:center;
    transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease);
    overflow:hidden;
  }
  .hpf-g2-s5::before{
    content:'';position:absolute;top:0;left:0;right:0;height:4px;
    background:linear-gradient(90deg,var(--c-primary) 0%,var(--c-accent) 100%);
    transform:scaleX(0);transform-origin:left;
    transition:transform .5s var(--ease);
  }
  .hpf-g2-s5:hover{
    transform:translateY(-6px);
    box-shadow:0 24px 48px rgba(30,58,123,.12);
    border-color:transparent;
  }
  .hpf-g2-s5:hover::before{transform:scaleX(1)}
  .hpf-g2-s5:hover .hpf-g2-s5__icon{transform:scale(1.08) rotate(-2deg)}
  .hpf-g2-s5__num{
    display:inline-block;font-size:10px;font-weight:800;
    color:var(--c-accent);letter-spacing:.15em;text-transform:uppercase;
    padding:4px 12px;background:var(--hpf-gold-050);border-radius:var(--r-pill);
    margin-bottom:16px;
  }
  .hpf-g2-s5__icon{
    width:96px;height:96px;margin:0 auto 16px;
    transition:transform .5s var(--ease);
    filter:drop-shadow(0 10px 20px rgba(30,58,123,.12));
  }
  .hpf-g2-s5__icon img{width:100%;height:100%;object-fit:contain}
  .hpf-g2-s5__title{
    font-size:16px;font-weight:800;color:var(--n-900);
    letter-spacing:-.02em;line-height:1.4;margin-bottom:10px;
  }
  .hpf-g2-s5__desc{font-size:13px;color:var(--n-600);line-height:1.7}
  .hpf-g2-s5__desc strong{color:var(--n-900);font-weight:700}

  /* ============================================================
     하이펀딩 스타일 · 예상 수익금 고정 예시 카드
     한패스 색상(Navy+Gold)로 재해석
     ============================================================ */
  .hpf-lt-example{
    background:#fff;border:1px solid var(--n-200);border-radius:var(--r-xl);
    padding:28px;
  }
  @media (min-width:640px){.hpf-lt-example{padding:44px}}
  .hpf-lt-example__banner{
    display:flex;flex-wrap:wrap;align-items:center;gap:12px;
    padding:18px 22px;
    background:linear-gradient(135deg,var(--c-primary-050) 0%,#F0F6FF 100%);
    border-left:4px solid var(--c-primary);
    border-radius:var(--r-md);margin-bottom:16px;
  }
  .hpf-lt-example__banner-label{
    display:inline-flex;align-items:center;padding:4px 12px;
    background:var(--c-primary);color:#fff;font-size:11px;font-weight:800;
    border-radius:var(--r-pill);letter-spacing:.05em;flex-shrink:0;
  }
  .hpf-lt-example__banner-body{
    font-size:15px;color:var(--n-800);font-weight:600;line-height:1.6;letter-spacing:-.01em;
  }
  .hpf-lt-example__banner-body strong{color:var(--c-primary);font-weight:900;font-variant-numeric:tabular-nums}
  .hpf-lt-example__bullets{list-style:none;margin:0 0 24px;padding:0}
  .hpf-lt-example__bullets li{
    position:relative;padding-left:18px;font-size:13px;color:var(--n-600);font-weight:600;
  }
  .hpf-lt-example__bullets li::before{
    content:'';position:absolute;left:0;top:9px;width:6px;height:6px;
    background:var(--c-accent);border-radius:50%;
  }
  /* 예상수익 카드 하단 안내 문구 (bullets 톤과 통일) */
  .hpf-lt-example__disclaimer{
    margin:20px 0 0;padding:0;
    font-size:13px;color:var(--n-600);font-weight:600;line-height:1.7;letter-spacing:-.01em;
  }

  /* 표 그리드 (일반 · 중앙아이콘 · 등급투자자) */
  .hpf-lt-example__grid{
    display:grid;grid-template-columns:1fr;gap:20px;align-items:stretch;
  }
  @media (min-width:992px){
    .hpf-lt-example__grid{grid-template-columns:1fr auto 1fr;gap:0;align-items:center}
  }

  /* ─── 예상수익 표 (하나의 통합 카드) ───
     구조: <thead>의 헤더 tr (타이틀 밴드) + <tbody>의 데이터 행들
     · caption을 쓰지 않고 thead 헤더 tr로 통합해 브라우저 상관없이
       border / border-radius / overflow:hidden 이 헤더까지 완전히 감쌈
     · 두 영역은 하나의 외곽선·라운드 안에서 배경색만 다르게 구분 */
  .hpf-lt-example__table{
    width:100%;border-collapse:separate;border-spacing:0;
    background:#fff;border:2px solid var(--n-200);border-radius:var(--r-lg);
    overflow:hidden;
    box-shadow:0 4px 16px rgba(11,30,72,.06);
  }
  /* 상단 헤더 (섹션 타이틀 밴드) */
  .hpf-lt-example__table thead th{
    padding:18px 20px;text-align:center;
    background:linear-gradient(180deg,#1E3A7B 0%,#132A5C 100%);
    color:#fff;
    font-size:15px;font-weight:900;letter-spacing:-.015em;
    border:0;
  }
  /* 데이터 셀 */
  .hpf-lt-example__table tbody th,
  .hpf-lt-example__table tbody td{
    padding:16px 20px;text-align:center;font-size:14px;
    border-bottom:1px solid var(--n-200);
  }
  .hpf-lt-example__table tbody tr:last-child th,
  .hpf-lt-example__table tbody tr:last-child td{border-bottom:0}
  .hpf-lt-example__table tbody th{
    font-weight:700;color:var(--n-600);background:var(--n-050);
    width:48%;border-right:1px solid var(--n-200);
  }
  .hpf-lt-example__table tbody td{
    color:var(--n-900);font-weight:800;font-variant-numeric:tabular-nums;
    background:#fff;
  }

  /* 등급투자자 강조 (골드 톤) */
  .hpf-lt-example__table--pro{
    background:linear-gradient(135deg,var(--hpf-navy-950) 0%,var(--hpf-navy-900) 100%);
    border:2px solid var(--c-accent);
    box-shadow:0 24px 60px rgba(11,30,72,.28);
  }
  .hpf-lt-example__table--pro thead th{
    background:linear-gradient(180deg,#F5D782 0%,#E8C264 100%);
    color:#332616;
    font-weight:900;letter-spacing:-.01em;
    text-shadow:0 1px 0 rgba(255,255,255,.35);
  }
  .hpf-lt-example__table--pro tbody th{
    background:rgba(255,255,255,.06);color:rgba(255,255,255,.82);
    border-right:1px solid rgba(255,255,255,.12);
  }
  .hpf-lt-example__table--pro tbody td{color:#fff;background:transparent}
  .hpf-lt-example__table--pro tbody th,
  .hpf-lt-example__table--pro tbody td{border-bottom-color:rgba(255,255,255,.12)}

  .hpf-lt-example__point{color:var(--c-primary);font-weight:900;letter-spacing:-.01em;font-size:15px}
  .hpf-lt-example__table--pro .hpf-lt-example__point{color:#F5D782}

  /* 중앙 아이콘 (모바일: 위→아래 화살표, 데스크톱: 좌→우 중앙원) */
  .hpf-lt-example__mid{
    display:flex;align-items:center;justify-content:center;padding:8px 0;
  }
  @media (min-width:992px){.hpf-lt-example__mid{padding:0 24px}}
  .hpf-lt-example__mid-circle{
    display:flex;flex-direction:column;align-items:center;justify-content:center;
    width:168px;height:168px;border-radius:50%;
    background:linear-gradient(135deg,#F5D782 0%,var(--c-accent) 100%);
    color:#332616;text-align:center;
    box-shadow:0 18px 44px rgba(184,154,78,.38);
    animation:hpf-lt-pulse 2.6s ease-in-out infinite;
    padding:18px 14px;gap:8px;
    border:4px solid rgba(255,255,255,.45);
  }
  .hpf-lt-example__mid-circle strong{
    font-size:16px;font-weight:900;letter-spacing:-.02em;line-height:1.25;
    display:block;padding:0 4px;color:#332616;
  }
  .hpf-lt-example__mid-eyebrow{
    font-size:10px;font-weight:800;letter-spacing:.08em;color:rgba(51,38,22,.72);
    text-transform:uppercase;
  }
  .hpf-lt-example__mid-circle svg{width:22px;height:22px;color:#332616;opacity:.8}
  @media (min-width:992px){
    .hpf-lt-example__mid-circle svg{transform:rotate(-90deg)}
  }

/* -----------------------------------------------------------------------------
   레퍼런스에 스타일 규칙이 없는 식별용 클래스.
   마크업과 CSS 대조를 위해 명시적으로 남긴다 (스타일 없음이 원본 의도).
   ----------------------------------------------------------------------------- */
.hpf-lt-panel--perso{display:block}      /* 기본 톤 사용 — --pro / --corp 만 색을 바꾼다 */
.hpf-lt-proreq__gatebody{display:block}  /* 단순 래퍼. 배경·여백은 내부 __gate-row 가 갖는다 */